Erwin Ramos (second row, third from left) of Paombong, Bulacan has recognized the 2018 Microentrepreneur of the Year during the 2018 Citi Microentrepreneurship Awards on Dec. 7 at the Metropolitan Museum of Manila. With him are other regional and national winners, including (from left) Rosario Amoroto, regional awardee for Visayas; Maria Elena Estadola, regional awardee for Luzon; and Arnold Viado, regional awardee for Mindanao. CMA special awardees include (third row, from left) Romeo Ponio, Special Award for Agri Micro-Business; Mary Grace Bayalas, Youth Microentrepreneur of the Year; Jessette Oquendo, Special Award for Community Leadership; Estrella Balnao, Special Award for Agri Micro-business; and Marisa Ganding, Special Award for Startup Micro-Business. At the front row are the national selection committee members (from left) BSP Deputy Governor Chuchi Fonacier, Citi Philippines chief executive Aftab Ahmed, Marixi Rufino-Prieto and Jose Ma. Concepcion III.